Engineering & Contractors All Risk Insurance

Secure Every Stage of Your Project

Every construction project comes with risks — from site accidents and equipment damage to unforeseen delays. At General Alliance Insurance Malawi, we help you manage those risks with comprehensive Engineering & Contractors All Risk (CAR) Insurance.

What This Policy Covers

Our Engineering & Contractors All Risk Insurance offers complete protection for construction and engineering projects, covering:

  1. Material Damage – Accidental physical loss or damage to contract works, plant, or equipment during construction.

  2. Third-Party Liability – Legal liability for injury, death, or property damage to third parties caused during construction.

  3. Contract Works – Covers work in progress until final completion and handover.

  4. Construction Machinery and Tools – Protection for cranes, mixers, excavators, and site equipment.

  5. Temporary Works – Includes scaffolding, formwork, and site installations.

Optional extensions include:

  1. Removal of Debris

  2. Surrounding Property Damage

  3. Cross Liability Cover

  4. Professional Fees & Escalation Clauses

Let’s Protect What Matters Most to You

Get a Quote or Contact Us

Ready to safeguard your car, home, or business? Our expert team is here to help you choose the right insurance cover at the right price.
Whether you need a new policy, want to renew your cover, or have a question — we’re just a call or click away.

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Why Insurer Us

Fast & Fair Claims

Swift claim settlements handled with transparency and care.

Financial Stability

Solid capital base and dependable reinsurance partnerships.

Nationwide Presence

Offices in Blantyre, Lilongwe, and Mzuzu for your convenience.

Tailored Cover

Insurance solutions designed to match your exact needs

Customer-First Service

Open-door policy with direct access to our management team.

Innovation & Flexibility

We continuously develop new insurance products to meet Malawi’s changing needs and industries.
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